Third Party Liability

Commercial Insurance

Third Party Liability Insurance

It’s important to understand that no one is immune to making mistakes or oversights that could potentially harm others in the course of conducting business.

That’s why having third party liability insurance coverage is not only a wise decision, but it may also be a legal requirement.

Our insurance policy provides protection against claims made by third parties due to negligence, errors, or omissions that may occur during the course of business activities.


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Types of liability insurance

  • General Liability: Aimed at covering possible personal/material damage to third parties in the development of the business activity when it is necessary to access the client’s premises in order to carry it out.
  • Professional Indemnity: To cover possible errors, omissions and/or negligence in carrying out the professional activity when the activity requires the provision of professional services.
  • D&O Liability: This refers to insurance that protects directors, managers and executive staff against claims from third parties for damages, debts, administrative or tax liability or labour relations, thus protecting their personal and even family assets.
  • Environmental Liability: Whoever pollutes, pays. One of the compulsory coverages for more business sectors. Current laws aim to ensure that the person causing damage to the environment has the necessary funds to re-establish the ecosystem and compensate the injured parties, and today, this insurance is the only existing instrument for transferring the risk to a third party, avoiding the cost of a bank guarantee or financial reserve as the only alternatives.

If you would like to discuss your requirements in more detail