Services Sector

Service Industry

Services Sector

HWI Spain offers a competitive range of customised insurance products for service sector companies, tailored to their specific economic needs.

A key sector for the Spanish economy, contributing 80% of the Spanish GDP, and one of HWI Spain’s key sectors, it requires extraordinary flexibility in building customised coverage and affordable economic conditions to have all risks covered.

Flexibility is paramount in this industry, and we excel in constructing bespoke coverage plans under affordable economic conditions to ensure comprehensive protection against all risks. With the services industry being the backbone of the Spanish economy, it aims to satisfy diverse population needs, reflecting the vast scope and numerous variables that must be addressed.


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Our coverage extends to:

  • Trade (wholesale, retail, franchising)
  • Financial activities (banking, insurance, capital management, and real estate investment)
  • Personal welfare services, education, health
  • Advertising services, consultancy, and economic, legal, and technological advice
  • Hospitality and tourism, leisure, culture, sport, and entertainment activities
  • The media

We can also advise you on the following areas


Call Centers

Our team has a high degree of specialization in the services of call/contact centers, to cover the risk of human mistakes with Professional Indemnity Insurance (“Errors and Omissions”). We offer innovative policies, which address these exposures and include high insured limits.

We also offer comprehensive insurance solutions to cover other forms of liability including cover for new technologies or databases.


Technical Professions

For those professions that require their own specialized Professional Liability insurance, we offer different products based on the activity and the responsibility incurred, with high limits and with competitive premiums negotiated in the local and international market.

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