Solar Panels and Wind Energy

Renewable Energy

Renewable Energy and Sustainability

Building risk management and insurance solutions for your energy solutions

HWI’s renewable energy insurance solutions are current, innovative, and meet the latest insurance standards and coverage features. We aim to partner with you to create a customized insurance program anywhere in the world, whatever your priority and discipline.

Longstanding experience and focus on the sustainable energy industry and specific advocacy approach sets our team apart. Our lean team provides a robust approach to client service, claims management, risk control, and due diligence. Specialty broking in sustainable energy allows for specific, nuanced insight and strategic partnerships generally not found within other Broker houses.

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industry challenges

Unique Challenges of Renewable & Sustainable Energy Sectors

We recognize the unique challenges that the Renewable & Sustainable Energy Sectors encounter regularly. As a result, we strive to continuously adapt to the ever-changing global market, providing customized risk management and renewable energy insurance solutions that address a wide range of risks.

Growing Demand and Accelerated Development

The ever increasing demand for renewable energy, in conjunction with the widespread electrification of transportation and industries, has led to accelerated development of the industry. With a plethora of states, cities, utilities, and businesses announcing or pursuing decarbonization plans, the industry is poised for further growth.

While solar and wind technologies have been the primary focus of the industry, supportive government actions may pave the way for further expansion into new technologies, such as batteries and green hydrogen.

risk assessment

The importance of risk management

As companies, utilities, and governments prepare to meet ambitious climate targets, renewable energy deal-making is expected to increase. However, the industry must also confront the challenges that come with growth. As facilities age and new risks emerge due to the use of new technology, companies must prioritize risk identification and assessment to enhance financial and operational resiliency.

The long-term financial viability of facilities is increasingly determined by choices around maintenance regimes, operation and maintenance, contractor and subcontractor selection, and, where possible, facility upgrades.

Risk Management Solutions for Long-Term Financial Viability

HWI offers risk management solutions that help you to identify and assess your company’s risks accurately and manage and transfer those risks more effectively to the insurance industry. By working with us, you can be confident that you have the support you need to ensure the long-term financial viability of your company.


Coverages we can offer:

We offer insurance solutions and services tailored to both construction and operational risks in the Renewable & Sustainable Energy Sectors, which include:

Operational Insurance

  • All-risk Property and Machinery Breakdown (incl. Business Interruption)
  • Commercial General Liability
  • Umbrella and Excess Liability

Construction Insurance

  • Builders’ Risk (incl. Delay in Start-Up/ Business Interruption)
  • Project Wrap-Up Liability

We can also offer the following coverages:

  • Business disruptions and loss of revenue
  • Cyber and privacy
  • Damage to Physical Assets
  • Design, construction and testing/commissioning risks
  • Employment practices and workplace safety
  • Environmental risks
  • Fraud/theft
  • General operation and maintenance risks
  • Liability and legal risks
  • Natural hazard and weather-related risks
  • Political, policy and regulatory risks
  • Reputational risks
  • Automobile Insurance
  • Business Travel and War
  • Cargo/Marine
  • Crime
  • Cyber Risk
  • Directors & Officers Liability
  • Errors & Omissions
  • Fiduciary
  • Fine Arts
  • Hostile Environment Crisis
  • Kidnap and Ransom Liability
  • Mobile/Contractors’ Equipment
  • Personal Accident
  • Political Risk and Structured Credit Insurance
  • Political Violence Insurance
  • Pollution and Environmental Liability
  • Reclamation Bonds
  • US Worker’s Compensation and Employer’s Liability

Why work with us?

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Engineering, Procurement and Construction (ECPS)

Whether offering full Engineering, Procurement and Construction services, or any one of those three pieces, you are expected to take on liabilities. We understand the contractual obligations and how to manage complex claims involving multiple parties. With access to independent engineers, top rated bonding companies worldwide and claims expertise, we are your natural risk management partner.

Global with arrows point around it


Our offices are strategically placed across Europe, North America, Australia and Asia to give you local representation and the expertise that you need, but with the global perspective and experience you require. We can build risk management and insurance programs including, political risks in challenging jurisdictions, and local admitted policy requirements to cover losses across your geographic footprint. Moreover, with direct access to Lloyd’s markets in London, we can provide coverage unavailable in other locations and the capacity to address some of the tougher challenges faced globally.

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Owners and Investors

From owning a single generation asset to a portfolio of assets in the power sector, renewables face their own unique challenges. Let us help you protect your hard assets and potential liabilities; walk you through O&M best practices, assist in mitigating downtime and insure for curtailment or unscheduled maintenance; even analyze when weather hedge can be used. Working with clients' legal counsel, our experts are often brought in to review contracts and asset management agreements. Our loss control services can assist in due diligence to avoid any future losses, uninsured downtimes and other pitfalls.

If you would like to discuss your insurance needs in more detail