Personal Umbrella Insurance

Personal umbrella insurance is an important part of protecting the financial future you’ve worked a lifetime to build. It provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage and is designed to help protect you and your family’s assets in the event of a major loss.

If you are named in a lawsuit, a personal umbrella policy will cover your defense costs, attorney fees, and other charges associated with a lawsuit that exceeds the limits of your basic policies.

Umbrella insurance may not always seem as straightforward, and you may wonder if and when you need personal umbrella coverage. The HWI team can consult you in finding the right solution for you.