Sky Scrapers Business District

Real Estate

Real Estate

Real Estate and Property Insurance Solutions

HWI provide a full range of real estate insurance products, including specialist coverages, for residential and commercial properties. We are a team of insurance experts with over 125 years of experience in the real estate industry with the specific goal of working closely with insurers to secure an optimal policy that meets your particular needs.

Owners of Real Estate are exposed to perils such as fire, water damage, natural disasters, breach of contracts, bodily injury from slip and falls and inherent conditions of the property.

HWI understand the exposures and risks that may be hidden in contracts, leases, or land ownership agreements and can advise you on the best way to insure your real estate.

Competitive premium

Our team negotiate with carriers to get you the most competitive premium rates. We have an exclusive real estate team that understands the unique coverage needs of this industry.

This means that our focus extends beyond standard coverage, so you can feel confident knowing that our team will be there to help protect your interests.


Key Contact

Landlord insurance

Specialist Real Estate Program

HWI’s proprietary Real Estate Program has been in existence for over 25 years and specializes in Lessor’s Risk Only with soft occupancies. HWI is the exclusive administrator of the property coverage for the Association of Real Estate Owners and Managers.

We are committed to offering a specialized insurance product that is designed to meet the unique needs of real estate professionals.

We’ve been in the real estate industry for a long time. Let us put our experience to work for you and help protect your business.

Get in touch with our teamabout Specialist Real Estate Program

In addition to the standard property and general liability coverage, we offer the following:

  • Coverage for catastrophic perils including but not limited to Flood, Earthquake and Tier 1 wind coverage
  • Directors & Officers coverage
  • Professional Management Liability
  • Cyber Liability
  • Business Auto
  • Workers Compensation
  • Fidelity and Crime

Why work with us?

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Owners & Investors

We understand your business and are able to communicate effectively with you as well as your other advisors to arrange an insurance program to meet your needs. We have our own in-house counsel to review leases, lender requirements and additional essential documents inherent to your business.

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As a developer, your insurance needs are unique and not limited to the standing asset and revenue stream. We offer expert advice on insurance coverage to protect you and your projects, including contract and indemnification review, construction defect insurance and risk transfer.

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Property Managers & Agents

Whether operating in commercial or residential sectors worldwide, our global capability provides the power to negotiate the most suitable arrangement for our managing agent clients. We are familiar with the RICS and BPF for transparency and provision of professional advice, supported by The Lease Code.

To learn more about how we can help you protect your property

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