Tailored Solutions for Collectors
Your collection is unique and deserves insurance coverage specifically tailored to its special requirements. We offer customised policies that provide comprehensive protection for individual valuable pieces or entire collections.
Our specially agreed rates ensure competitive premiums accurately reflecting your instruments’ true value and significance.
Our all-risk coverage includes:
- Fire, theft, flood, loss, accidental damage and loss of value following accidents
- Coverage automatically included whilst on tour and at school or college
- Climatic coverage – available on request
- Hire charges for up to 25% of the value of the item, or EUR 5,000 maximum (or currency equivalent) in the event of a claim
- Hired Instruments up to a maximum value of GBP20,000, or currency equivalent) for up to 60 days hire
- Cover for losses from unattended vehicles – whilst on a rest stop, for any value up to GBP500,000 (or currency equivalent) at no additional cost
- Earthquake coverage – at no additional cost (outside the UK, subject to certain country restrictions)
- No premium loading for any use by under 16’s
- Short term coverage for up to one month – during your policy period at no additional cost, up to a value of GBP 25,000 (or currency equivalent), prior notification would be required to allow you to try instruments with a view to buy
- Reasonable cost incurred whilst transporting instruments for secure storage, up to 20% of the Total Sum Insured, should something happen to your premises
- Special premium for retired musicians – designed to better suit your own circumstances
Why choose HWI
30+ years of Experience
With more than 30 years of expertise, we provide tailored insurance solutions designed for musicians and collectors.
Top Quality Service
We offer first-class insurance advice backed by over 30 years of experience in musical instrument insurance, ensuring competitive premiums and personalised policies.
In-house Claims Management
We provide a personal and efficient management of your claims. Claims are processed quickly and easily with quality advice and any cash settlements handled in your own currency.