Jewellers Block Insurance - Jewelry Display on dark background

Jewellers Block

Fine Art & Collectibles for Commercial Clients

Jewellers Block Insurance Solutions

Jewellers Block Insurance provides coverage for loss of or damage to stock of jewellery of retailers, wholesalers, manufacturers, and collectors. We offer coverage to protect your business against all risks associated with the storage and handling of precious stones and metals.

Our brokers have over 50 years of collective experience working with jewellers of various sizes and different types of exposures. Not only do we insure some of the most well-known jewellery operations worldwide.

We can also provide tailored insurance programs for your business, including coverage for loss or damage to stock, burglary/robbery, grab & run, trick loss, substitution, and accidental damage.


Key Contacts

Jewellers Block

What is a Jewellers Block Policy?

The Jewellers Block Policy is an “all-risk” coverage. All-risk coverage means that the insurance company must specify any items that are not covered. If you can’t find a risk under the exclusions, this typically means that it is insured.

Typical risks covered under the Jewellers Block policy are:

  • Inventory
  • Travel
  • Items on store display
  • Theft/Robbery
  • Items on memo

Coverage is based on stock at premises, trade shows, and exhibitions. It covers jewellers worldwide with an aim to protect your stock against loss due to burglary and fire as well as shoplifting and robbery.


What is covered under Jewellers block insurance?

  • Jewels
  • Precious and semi-precious stones
  • Gems
  • Jewelry
  • Watches
  • Precious metals

HWI specialises in niche and hard-to-place risks and can advise you on the following:


When travelling with jewellery stock, you may have to meet specific criteria to qualify for extended travel coverage. Our team can advise you on travel coverage and personal security.

Jewelry Memo

Temporary consignments from a supplier to a merchant carry different risk exposures, and could even lead to legal disputes. You need to be covered for those risks. HWI can advise you on the coverage that works best for your business.

Display Values

Depending on the circumstances, insurance carriers may impose certain limits on the display values of your jewellery. We can advise you on proper premises security and advice you on how you can increase these limits

Interested in our Jewellers Block solutions?