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Homeowner’s insurance

Personal Lines

Homeowner's Insurance

HWI has extensive experience in writing homeowner’s insurance. We understand that each individual has unique needs and goals when looking for the right homeowner’s product.

We can tailor an insurance solution that addresses these needs to ensure that you are adequately protected.

A personal approach to homeowner’s insurance

The Personal Lines Services team understands that your home is a significant part of your everyday life, and it should be protected as such. Whether you reside in a single-family home, condo unit, or rental apartment, our experienced team can customize a policy that will protect you and your family’s valuable property and assets in the event of a fire, water damage, weather-related event, or any other covered risk.

Talk to us about your home insurance today. We will sit down with you, go through your property details, and create a plan that protects you from unexpected events and covers all of your assets in case of disaster.


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What does homeowner's insurance cover?

When you own a home, you want make sure that your insurance coverage will pay for its restoration or repairs if it’s damaged. If you have a policy with limits below the replacement value of your home, you may find yourself paying out of pocket for the difference. It’s important to know how much coverage you need to make an informed decision about buying the right homeowner’s insurance.

Coverage for high-value items

HWI will work with you to ensure that your coverage is enough to protect your home, property, and belongings. Your insurance policy generally covers the cost of replacing your belongings in case of a loss or physical damage. However, it is important to ensure that you have enough coverage for high-value items – such as fine art, antiques, or jewelry, by purchasing a separate valuable collections or fine art insurance policy.

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